Terms of Service

Information Disclaimer

The information on this web site is not meant to take the place of professional financial services you may need. Please see your accountant or financial advisor for professional financial advice.

Disclaimer of Warranties for Site Contents

Information accessed through this online site is provided “AS IS” and without any warranty, express or implied. All implied warranties of merchantability and fitness for a particular use or purpose are hereby excluded. Get Out Of Debt and the operator(s) of this site make no warranty as to the reliability, accuracy, timeliness, usefulness or completeness of the information provided.

Note that Get Out Of Debt simply markets the services displayed on this site. We cannot accept responsibility for the services and their effects. For all service related inquiries, please contact the service provider directly.

Any rights not expressly granted herein are reserved.

Use of this Web site

Access to this web site is conditional upon your acceptance of and compliance with the terms, conditions, notices and disclaimers contained in this document (known as “Terms of Use”). By viewing, accessing or using the Get Out Of Debt web site (‘Site’), including any liked page or related content, you agree to be bound by and accept the following terms and conditions. Get Out Of Debt reserves the right to amend the Conditions of Use at any time.

Information on this web site is provided by Get Out Of Debt ABN 84 584 112 171. The information provides general information on the products and services promoted by Get Out Of Debt.

Information provided in this web site does not constitute financial advice or an offer or an intention to enter into a legally binding contract. It is presented as general information only and does not take into consideration your personal needs, health condition or  financial situation. Where reference to legal or other compliance information, you should take this information into  consideration along with your own personal and financial situation before making any purchasing decision.

The Content was current at 17 January 2017. The information on this Site may change and although Get Out Of Debt attempts to keep the content current, it does not guarantee its currency as there may be delays, errors or omissions. We may change Rules and benefit levels from time to time. Therefore, If you anticipate seeking any claim which may be payable by Get Out Of Debt please contact us.

We will make all reasonable effort to ensure that the Site is available 24 hours a day, seven days a week. However, electronic services are subject to interruption or breakdown. Therefore, access to our web site is offered on an “as is” and “as available” basis only.

By registering for our online services, you consent to Get Out Of Debt sending your personal details to our partner Croft & Gray who will contact you directly.  You also consent to receiving marketing, promotional and other commercial e-mails to the address you provide on registration unless you opt out. You can opt out of receiving these e-mails at any time by clicking the link at the bottom of our emails or by contacting us.

Online Web Services

  1. Get Out Of Debt reserves the right at any time to time to modify or discontinue, temporarily or permanently, all or any part of the information on this site with or without notice. You agree that Get Out Of Debt will not be liable to you or to any third party for any modification, suspension or discontinuance of all or any of the online services.
  2. you will not upload, send, post or otherwise transmit to this web site any unsolicited messages or any offensive, harmful, defamatory, fraudulent or otherwise unlawful material or any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment;
  3. you will not use this web site or any of the online web services for any purpose that is unlawful, breaches any law, infringes a third party’s rights or is prohibited by these Terms of Use, including anything which affects the security of this web site or interferes with other users (including transmission of spam).
  4. you will not copy any content from this web site without prior consent of the owner.

Links to Other Web Sites

Links to third party web sites provided on this site are provided in good faith. We do not have control over the content or functions provided on these sites and recommend that you abide by the web site terms and conditions of use for these sites.

Any product offers or statements made on third party sites are the responsibility of the operator of the third party site. If you intend to download any software or purchase any product or service from a third party site please read any relevant terms and conditions and ensure the product is right for you.

Get Out Of Debt may receive payments from operators of third party web sites in relation to products or services supplied by the operator as a result of you linking to the third party web site.


Get Out Of Debt takes responsible measures to ensure that any information provided to us over the internet is kept secure. However Get Out Of Debt will not be responsible for any unauthorized access to that information during its transmission to us. There is the risk that information sent to or from this Site may be intercepted, corrupted or modified by third parties. Get Out Of Debt Internet Marketing makes no warranty about the strength or effectiveness of the encryption of information sent across this Site and Get Out Of Debt Internet Marketing is not responsible for events arising from unauthorized access to information provided by users over this Site. There are alternative methods of providing us with information and this can be discussed by contact 1800 813 415 during business hours.


The law applicable to this web site and to disputes arising out of its use is the law of the State of Queensland, Australia. The parties submit to the non-exclusive jurisdiction of the courts of Queensland and the Federal Court of Australia.

Limitation of Liability

Subject to any responsibilities implied by law and which cannot be excluded, Get Out Of Debt and any of its staff or agents is not liable to you for any losses, damages, liabilities, claims and expenses whatsoever arising out of or referable to material, or any error, omission or misrepresentation on the Get Out Of Debt Web Site.

You further acknowledge that risks of damage to your software, hardware or stored information may arise due to your use of this Site. Get Out Of Debt is not liable for any damage or loss incurred by you as a result of using the Site. You are responsible for maintaining the security of your own software, hardware and stored information.


These Terms of Use (and the agreement constituted by your use of the information, graphics and materials on this web site) and your access to the this web site  may be terminated at any time by Get Out Of Debt without notice. All restrictions, licence’s granted by you and all disclaimers and limitations of liability by Get Out Of Debt will survive termination, however, you will no longer be authorised to access this web site.


The information and material contained in this site is subject to copyright which is owned by Get Out Of Debt. Except where necessary for viewing the material on this web site, or for non-commercial use, or as permitted under the Copyright Act 1968 (Cth) or other applicable laws or these Terms of Use, no material on this web site may be reproduced, adapted, uploaded to a third party, linked to, framed, performed in public, distributed or transmitted in any form by any process without the specific written consent of Get Out Of Debt.


Get Out Of Debt may be paid a fee for referring your details to our partner supplier of debt solutions (i.e. Debt Freedom). . Consequently, we will pass on all information collected on our web site to our partner that provide these services. The user of this web site consents to the provision of information to third parties for this purpose.

Acceptance of Terms of Use

You acknowledge and accept that your use of this web site indicates your acceptance of these Terms of Use and the Privacy and Security Statement.

Get Out Of Debt may at any time vary these Terms of Use by publishing the varied Terms of Use on this web site. You accept that by Get Out Of Debt doing this, we have provided you with sufficient notice of the variation.